Why Us
Small print… can mean… big problems…
Delta Corporate Risk partner with several of the country’s largest commercial claims adjustors and claims organisations. They provide us with insight and feedback on claims issues, discuss those Insurers who appear to be most stringent in dealing with claims and the current problems that clients face when confronted with large and complex losses.
When reviewing prospective clients' insurance programmes Delta Corporate Risk witness on a continual basis poorly arranged cover, policyholders unaware of policy conditions and businesses breaching policy warranties.
All of the above provides Insurers with the opportunity to refuse payment in the event of a claim.
In fact around 50% of all commercial claims are now being disputed due to the “small print” a fact which does not appear to be discussed with many policyholders and their broker.
“You are on your own…”
Not something you want to hear at the time when you most need the security of an insurance policy.
In our experience only a small percentage of brokers undertake a face to face policy wording review with their clients.
Unfortunately this is a commercial reality for many businesses and without professional guidance it is too easy to fall foul of your insurance obligations with your business suddenly losing the protection your policy should afford.
“Joined up thinking…”
In addition to scrutiny of policy cover Delta Corporate Risk implement various measures to ensure all personnel in your organisation are aware of their obligations in relation to the company insurance programme. Our account executives will discuss this further on site together with our additional benefits programme.
Delta Corporate Risk have a wealth of knowledge in reviewing arranging and implementing the correct insurance portfolio for clients. Our aim is to deliver a cost effective solution addressing exposures to risk with a client who fully understands the scope and cover our solution provides. Our proposition is geared towards a competitive premium solution with the sole aim of your claim being paid if and when your business sustains a loss. We continue to successfully negotiate multi-million pound settlements for our policyholders to ensure they are back in business at the earliest opportunity.
List of Services
Manufacturing Insurance
Manufacturers are as varied as the products they supply. As such the requirement to employ a competent broker to identify specific risk factors particular to different industries is imperative. Our staff have both insurance underwriting and commercial surveying experience as well as many years placing insurance cover for a variety of trades and industries.
See more
Commercial Motor Insurance
We all need it. Delta Corporate Risk place business in the UK fleet market on a daily basis. We are here to negotiate the most competitive price based on your requirements and at the same time identify and match the most suitable Insurer based on the knowledge we hold on each of our clients. We can add value to your business motor insurance by our relationships with underwriters and our in depth review of your covers.
See more
Professional Risks Insurance
A profession is a vocation founded upon specialised educational training, the purpose of which is to supply objective counsel and service to others, for a direct and definite compensation, wholly apart from expectation of other business gain… We all rely on professionals at many points of our lives and rely on them to be experts and to know what to do when we need them to.
See more
Wholesale & Distribution Insurance
Warehousing - what could possibly go wrong? The contents of warehouse and distribution centres are valuable assets and our professional account executives will assist in arrangement of cover in conjunction with risk mitigation and risk assessment procedures.
See more
Private Client Insurance
Enough of the impersonal and automated. Using a panel of high net worth insurers with a proven track record in the mid to high net worth market we are able to offer cover worldwide for one home or multiple homes offering you suitable protection for complete peace of mind. We also offer cover on a wide range of personal vehicles from collections to classics, to modern performance and luxury high value vehicles.
See more
Construction Insurance
Be confident that your construction project is protected. We understand the risks that construction firms face on a daily basis – site accidents, weather damage to expensive equipment and site thefts.
See more
Property Insurance
An investment you work to protect. We have an extensive knowledge of the requirements of all types of property owners and experienced advisers who can assist. We have our own exclusive property owners facility which has been operating since 2008 as well as access to over thirty property owners markets to ensure full protection for your properties. Our approach is a flexible one and with prior notice policies can be fully transferable between tenant types.
See more
Legal Sector Insurance
Bespoke cover for the legal sector. We have several policies for solicitors and the legal sector either exclusive schemes or agreed facilities. These include a comprehensive scheme for unoccupied property in probate, a bespoke office insurance package and a high net worth product for legal professionals.
See more
Credit Insurance
If your customer goes into liquidation, 76% of the time you will recover none of the monies.
In a year the average company will lose more than three of its active customers because of financial stress, insolvency, administration or receivership.
A £1.5m turnover business earning a 5% net profit margin would have to increase turnover by 30% to recoup a bad debt as little as £22,500.
We understand these risks and have partnered with Allianz Trade to offer solutions and protection.
See more